Private Dental Insurance in Houston, TX

Mi Smile Family Dental is in-network with most major PPO plans — we handle your billing and maximize your benefits

Written & reviewed by Dr. Soujanya Maddipati, DDS, MPH  ·  DDS — University of Colorado Denver (2013)  ·  MPH — University of Oklahoma  ·  Licensed by the Texas State Board of Dental Examiners  ·  Medicaid Provider  ·  Last reviewed 2026
General information only — not a substitute for professional dental advice. Call 832-779-5522 for a personal evaluation. Content reviewed against ADA guidelines and CDC oral health data.
Medically Reviewed by Dr. Soujanya Maddipati, DDS, MPH  ·  University of Colorado Denver (DDS, 2013)  ·  Texas-Licensed DDS  ·  Last reviewed 2026

At Mi Smile Family Dental, we believe cost should never stand between you and a healthy smile. That's why we work with most major private dental insurance plans to make care affordable for families in Greenspoint, Aldine, Inwood Forest, and all of North Houston. Our front desk team verifies your benefits before your appointment and handles all claims on your behalf — no paperwork headaches.

Coverage Disclaimer: Final coverage and benefit amounts are determined solely by your insurance provider. The information on this page reflects general plan guidelines and our current in-network status. Always verify your specific benefits with your insurer before your appointment. We verify benefits on your behalf at no charge — call 832-779-5522.

Insurance Plans We Accept

We are in-network with most major PPO dental insurance providers. If you don't see your plan listed, call us at 832-779-5522 — we work with many additional carriers and can verify your coverage in minutes.

Aetna
PPO · DMO
Cigna
PPO · DPPO
Delta Dental
PPO · Premier
MetLife
PPO
Guardian
PPO
Humana
PPO · Dental HMO
United Healthcare
PPO
Anthem Blue Cross
PPO
Principal
PPO
Sun Life
PPO
GEHA
Federal PPO
And Many More
Call to verify

Note: We do not participate in DMO or DHMO plans. If you are unsure of your plan type, call your insurer or check your insurance card — it will typically say PPO, DMO, or HMO.

What Does My Dental Insurance Cover?

Most PPO dental plans follow a standard coverage structure. Here's a general guide — your actual benefits may vary. Our team will verify your specific plan before your visit so there are no surprises.

Service Type Examples Typical Coverage
Preventive Cleanings, X-rays, Oral Exams, Fluoride 100% covered
Basic Restorative Fillings, Simple Extractions 70–80% covered
Major Restorative Crowns, Bridges, Root Canals, Dentures 50% covered
Orthodontics Braces, Clear Aligners Varies by plan

How to Use Your Insurance at Mi Smile Family Dental

  • Before your visit: Our team verifies your coverage and estimates any out-of-pocket costs — no surprises at checkout
  • Bring your card: Please bring your dental insurance card and a photo ID to your first appointment
  • We file your claims: We submit all insurance claims on your behalf so you can focus on your health, not paperwork
  • You pay the difference: Co-pays, deductibles, and any non-covered amounts are due at the time of service
  • No insurance? No problem: Ask about our flexible payment plans and CareCredit financing

Why Choose Mi Smile Family Dental for Your PPO Dental Care?

Many large dental chains accept your insurance but rotate you through different dentists every visit. At Mi Smile Family Dental, you see the same doctor every time — Dr. Soujanya Maddipati. That continuity means better care, fewer repeated X-rays, and a dentist who genuinely knows your dental history.

We serve patients from across North Houston — including those with Aetna, Cigna, Delta Dental, and MetLife plans from employers in the Energy Corridor, Greenway Plaza, The Woodlands, and downtown Houston who live in the 77037, 77060, 77088, and surrounding zip codes.

Sunbit — Buy Now, Pay Over Time

Sunbit Financing — Available at Mi Smile Family Dental

Sunbit helps you get the dental care you need without financial stress. Unlike traditional healthcare credit cards, Sunbit approves 87% of applicants — including patients with limited or no credit history.

90%Approval Rate
6–72Month Plans
30 secApplication
$0Fees or Penalties

No hard credit check · No down payment required · Works alongside your insurance for uncovered amounts · Ask our front desk team to apply at your next visit.

Verify Your Coverage Today

Call 832-779-5522 or request an appointment online — our team will check your benefits before your visit. Se habla español.

Request An Appointment    832-779-5522

Your health information is protected. See our Privacy Policy and Notice of Privacy Practices (HIPAA). This website does not collect health information through contact forms.

You May Also Find Helpful

Preventive ServicesMedicaid & MedicarePayment PlansBook Appointment